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Can Hail Damage Skylights and Solar Panels?

Last updated October 26, 2026

The short answer

How Hail Affects Skylights

Hailstones can strike skylights with enough force to crack the glass or acrylic dome. Older skylights or those with thin materials are more vulnerable. A visible crack is obvious, but sometimes the damage is subtle, like a small chip or a weakened seal.

Once the seal is broken, rainwater can leak into your home. This can soak drywall, insulation, and flooring. If you notice any damage after a hailstorm, check the area around the skylight for dampness or stains. Acting quickly can prevent bigger problems.

Hail Damage to Solar Panels

Solar panels are built to withstand some impact, but large hail can still break the tempered glass surface. Even when the glass holds, the impact can create tiny micro-cracks in the solar cells. These cracks may not be visible to the naked eye but can reduce the panel's efficiency over time.

To check for damage, look for visible cracks, chips, or dents on the panel surface. You might also notice a drop in energy production. If you suspect damage, have a professional inspect the system. They can test the output and determine if repairs are needed.

What to Do After a Hailstorm

After a hailstorm, inspect your skylights and solar panels from the ground if possible. Use binoculars to look for cracks or missing pieces. Never climb onto a wet roof. If you see damage, document it with photos and notes. This helps with any insurance claim you might file.

Check your policy to see what is covered. Policies vary, and your insurer decides what is covered. If water has already entered your home, address the leak quickly. Move furniture away from the area and place a bucket under any drips. The longer water sits, the more damage it can cause.

Why Water Damage Matters

A cracked skylight or damaged solar panel can let water into your home. Water can soak into walls, ceilings, and floors, leading to rot, mold, and structural issues. Even a small leak can cause significant damage over time, so it's important to handle it promptly.

If you discover water damage, you may need professional help. Water damage cleanup involves drying out the affected areas, removing damaged materials, and preventing mold growth. The pros have the equipment and experience to do this thoroughly, which can save you from costly repairs later.

When to Call the Pros

You might be able to handle minor skylight repairs yourself, but for significant damage or water intrusion, call the pros. They can assess the extent of the damage and recommend the right course of action. This might include patching a leak, replacing a skylight, or repairing structural damage.

For solar panels, always consult a qualified solar professional for repairs. Working with electrical components is dangerous. If water has already caused damage inside your home, consider a water damage inspection to identify all affected areas. The pros can also help with documentation for your insurance claim.

Preventing Future Damage

You can't stop hail, but you can reduce the risk of damage. For skylights, consider impact-resistant glass or a protective cover. For solar panels, check if your system has a protection plan that covers hail damage. Regular maintenance can also help catch small issues before they become big problems.

Keep an eye on the weather forecast during storm season. If hail is predicted, take precautions like closing windows and securing loose items outside. If you live in Arlington, keep your shutoff valve location written down. Knowing where to shut off water can limit damage if a leak occurs.

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Frequently asked questions

Will my insurance cover hail damage to skylights and solar panels?

Coverage depends on your specific policy. Homeowners insurance often covers hail damage, but there may be deductibles or limits. Solar panels might be covered under your home policy or a separate rider. Check your policy documents and talk to your insurer to understand what is included.

Can I fix a cracked skylight myself?

Small cracks can sometimes be patched with a sealant, but larger cracks or shattered glass require replacement. If you're not comfortable working on a roof, it's safer to hire a professional. A temporary patch can help stop leaks until a permanent repair is made.

How can I tell if my solar panels have hail damage?

Look for visible cracks or chips on the glass surface. Also monitor your energy output; a sudden drop might indicate damage. Some damage, like micro-cracks, isn't visible. Have a solar professional inspect the system to test for efficiency and identify any issues.

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